by Anura Guruge
on October 1, 2024
Got this via e-mail this morning. I had no idea. I knew I had had it for a long time but had no idea it was that long ago. But, October 1991 was SIX-YEARS after I got here! So, this was NOT my first U.S. credit card. That I know.
My very first U.S. credit card was a ‘SEARS’ card (with something like a $150 credit limit)!
When I came here in February 1985 I had NO U.S. credit record. I had not lived in the U.S. as an adult. I had to establish a U.S. credit record. WOW.
That I had a number of U.K. credit cards like AMEX & “Diner’s Club” didn’t matter. U.K. credit ‘scores’ didn’t count in the U.S. Luckily I could continue using my UK cards PLUS I had a corporate card. SMILE. So, I was all set.
My first U.S. (non-SEARS) credit card was from ‘Maryland Bank’ (MBNA). That was around 1986. They were acquired by ‘Bank of America‘ and I automatically became a BofA customers. BofA considers me as having been a customer since 1986! SMILE. I used to have BofA CCs that said “customer since 1986“. SMILE.
